For many different people, taking the bus as opposed to a private vehicle is a good decision. Riding the bus eliminates the need to handle the driving yourself, allows you to relax and can save money in terms of fuel and perhaps even insurance costs. Unfortunately, Tennessee bus accidents can and do occur, and when they do they give rise to several issues that must be properly handled in order for a positive solution to be obtained.
Below you'll find information regarding the different types of bus accidents that can occur in Tennessee, the ways in which liability can attach in each different bus accident situation, information regarding the role of insurance companies in the aftermath of a TN bus accident and finally how you should proceed if you or someone you love has been harmed and you need the help of experienced Nashville bus accident lawyers.
There are three main types of buses that are used prominently in Tennessee, and each type of corresponding bus accident can lead to different forms of harm and fallout. Each type of TN bus accident is briefly described below.
When a Tennessee school bus accident occurs, the first step towards analyzing liability concerns the specific relationship between the busing company and the school district. Some school districts own their own buses and transport children with hired drivers, while other districts execute contracts with private busing companies. This is an important difference that must be clarified before proceeding against one of the entities that could be ultimately responsible for the injuries that occurred.
Tennessee public transit buses are generally owned and operated by the municipalities where they run their routes, although there are some exceptions. When a city bus accident occurs and the bus driver or the bus itself was responsible, pursuing liability involves the additional step of filing a Notice of Claim with that municipality to give the local government an opportunity to either except the claim and pay the damages or deny the claim and thereby allow the injured person or people to file Tennessee personal injury lawsuits in court.
Generally, Tennessee charter buses involve a contract that's executed between the group of passengers, their representatives and the charter company. This generally means that those who are injured would pursue liability against the charter bus company, but if those who hired this charter company were negligent in hiring one that should not have been allowed to transport the passengers who were injured, it could raise the possibility of those who hired this company being named as defendants.
As one would expect, the role of insurance companies in these situations will differ somewhat based on the particulars of the Tennessee bus accident that occurred. However, as is the case with accidents that occur between private vehicles, insurance companies will generally attempt to negotiate settlements with those who have been harmed in an attempt to avoid litigation.
These situations can be difficult, as insurance companies are most interested in limiting their liability. Therefore, anyone who has been harmed in this type of accident should focus on their recovery and seek the help of Nashville bus accident lawyers who have been holding defendants of all types accountable for this type of harm for years. Contact the personal injury lawyers at Michael D. Ponce & Associates today to schedule a free initial consultation.