In Tennessee, you’re legally required to have valid auto insurance to drive on public roads. The requirements for auto insurance are:
$25,000 for each injury or death per accident
$50,000 for total injuries or deaths per accident
$15,000 for property damage per accident
If you don’t meet the minimum insurance requirements, you can be fined and even lose your vehicle registration. However, meeting the minimum requirements only protects you if you cause a crash that results in property damage, injuries, or death to someone else. It doesn’t do anything to help you if you’re involved in a crash that wasn’t your fault, and injures you.
While it’s true that Tennessee requires auto insurance, you shouldn’t count on the other driver in a crash that injures you to actually have auto insurance. Nearly one-in-four Tennessee drivers is uninsured, and many of those drivers don’t have the money to pay for medical bills, lost wages, and other damages out of pocket.
To protect yourself and your loved ones, it’s essential to have uninsured/underinsured driver coverage. This coverage can provide you with compensation if the other driver either has no auto insurance or they only have minimum coverage and it isn’t enough to pay for all of your accident-related expenses.
However, simply having the right coverage doesn’t always mean you’re going to get the money you’re owed. At Ponce Law, we work hard to help injured victims get the compensation they deserve. Contact our Nashville car accident lawyers after a crash that wasn’t your fault.
Safe Driving Usage Based Insurance Apps
Usage-based insurance (UBI) programs can be relevant to a motor vehicle accident because they can provide key information about the…
As a Non-Tennessee resident, I selected Ponce Law after reading the reviews. You guys were spot on. This firm has some of the nicest, knowledgeable and easiest lawyers and staff to work with. I was amazed and very pleased with their diligence and work ethic! Even if I was worried about something and called for advice, they were quick to respond and answered my questions. I will highly recommend this firm.
Terrence Harris 5 months ago
Ponce Law Firm, has been the best experience for both of my children. Attorney helped me through all the process in a very timely profesional way. The Staff has been by far the best! I highly recommend this law firm.
Ailed Martinez 5 months ago
Always very professional. When we first called we had no idea if we even had a case, they told us we did. And even though the resolution took a little bit longer than expected, the wait was worth it. They get results and I really appreciated that they consistently gave me updates on the status of my case without me even asking. Thank you Ponce Law!
Karla Drumm 3 months ago
Everyone at Ponce law is extremely helpful. Cheyenne went above and beyond to help us. We got an amazing outcome with our settlement and the whole process was easier than we had ever expected. We got everything we asked for and more.
Ashley Brossman 2 weeks ago
I had a really good experience with Ponce Law. I couldn't be more satisfied with my case. My settlement was satisfactory as well. I had a really complicated situation either my property damage and Ponce Law helped me work through all of it. Thanks so much!!
Soraksa Touch 2 months ago
Have you ever been caught between a Hyundai and a hard place? I have, Ponce Law was a call away and helped me through the entire process. Very friendly staff who explained every step of the process to me and made sure I understood what was going on. When I got injured I didn't know what to do but I'm glad I put in a call to Ponce Law.
matt kenney a month ago
HEAR IT STRAIGHT FROM OUR CLIENTS
I was driving down I-40 when I got hit by another car. I called Michael Ponce because I wanted an attorney right here in Nashville. As soon as I called, I knew I made the right decision, and Ponce Law got me the money I needed to get back on my feet. I highly recommend Ponce Law!
After my car accident, I wasn’t sure if I needed an attorney. I called Ponce Law for a free consultation. I’m so glad I made the call. I wanted a local attorney, and from the first call, to when my case was settled, I felt heard, valued, and taken care of.
I was on I-40 coming into Nashville and a car ran into the back of me. The accident was serious, and I needed surgery. I did ask an attorney friend of mine whom I should call, and he said call Ponce Law. The folks at Ponce Law were outstanding and got us a large settlement.