If you’ve been injured in a serious accident, the amount of compensation your case is worth relies heavily on the amount of medical treatment you receive during your recovery. Simply put, the more your medical treatment costs you, the more the insurance company is liable for. Throughout your personal injury case, you’ll encounter a number of medical terms you should familiarize yourself with. Today we’d like to cover two:
Letter of Protection—If you don’t have adequate medical insurance to cover your medical treatment during your case, many medical facilities will accept a letter of protection, which enables you to continue to receive medical treatment without payment until a later date. This is a necessary option for folks who plan to file a lawsuit but don’t want to compromise their medical treatment in the meantime. However, it’s important to know that if you happen to lose your case, you still have to pay all the bills you’ve accumulated.
MMI—One important milestone in a personal injury case is when the accident victim reaches MMI, or maximum medical improvement. Essentially, this means the patient has recovered as much as possible. It doesn’t mean they’re as healthy or in the same condition they were in prior to the accident. It simply means medical treatment has brought them as far along as it can. At this point, your doctor may issue a permanent impairment rating to better categorize your condition.
Although the injury claim process can be complex, our job as personal injury lawyers is to make it as simple for our clients as possible. That’s why we’re always happy to answer any questions you might have, whether you’re a client or not. If you’ve been injured, give us a call for a free consultation. We’d love to hear from you.
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