Tennessee Workers Compensation Lawyers

Bill Proposes Allowing Tennessee Businesses to “Opt Out” of Workers’ Compensation Coverage

by Staff Blogger | February 25th, 2015

Workers injured on the job often have a right to seek Tennessee workers’ compensation coverage. However, a debate is stirring after two Tennessee lawmakers proposed a bill that would allow businesses in our state to “opt out” of providing this coverage.

Under current law, most businesses are required to purchase insurance that provides Tennessee workers’ compensation benefits to employees injured while working. New regulations proposed under SB0721 would allow businesses to “opt out” if they can demonstrate that they can establish their own private workers’ compensation programs.

An article from The Tennessean says the bill would also cap benefit coverage at 156 weeks unless expenses were greater than $300,000. Current laws allow for coverage as long as treatment is needed.

If the bill passes, Tennessee would only be the third state in the nation to allow businesses to “opt out” of providing employees with workers’ compensation coverage through an insurance policy.

These changes come in the wake of reforms that were implemented last year, such as moving from the use of the state’s court system to a more administrative system.

The Nashville personal injury lawyers with Ponce Law point out these changes highlight the ever-shifting landscape of workers’ compensation law and the need to have an experienced legal representative by your side if you plan to file for Tennessee workers’ compensation benefits.

Four Steps to Take After a Work-Related Accident

by Staff Blogger | May 19th, 2014

Employers have a responsibility to protect the health and safety of their workers, but accidents are still commonplace in many industries. One such work accident happened earlier this month in Knoxville, Tennessee.

Reports from the Anchorage Daily News explain that on Thursday, May 15, an explosion occurred at the Gerdau Ameristeel Mill that injured six workers. One of the injured suffered significant burns, while the others suffered less serious injuries. All the victims were treated at a local hospital while investigators continue to probe into the cause of the blast.

While there are currently no answers to the questions surrounding what contributed to the blast, the Nashville personal injury lawyers with Ponce Law can offer steps to follow after a workplace injury.

In many work-related injury cases, applying for Tennessee workers’ compensation benefits can help you get reimbursed for expenses stemming from your accident, such as medical bills and lost wages. Our legal staff says four actions should be taken during this process, including:

  1. Reporting Your Accident- Tell your manager or boss about your accident. Then, follow up with them to ensure they reported the incident to the proper authorities in a timely manner.
  2. Seeking Medical Attention– In order to apply for workers’ compensation, your injury or medical condition will need to be verified by a doctor.
  3. Documenting The Incident– Make sure to hold onto all medical records, receipts, and other documents that are affiliated with your accident or related expenses.
  4. Calling A Lawyer– Michael D. Ponce & Associates have the experience to help you navigate your claim through the Tennessee workers’ compensation system.