Why Do You Need to Contact Your Own Insurance Company After a Crash?

After an auto accident, there are a few steps you should take to protect your health and your rights. First, you should call 911. Doing so sends police officers and emergency medical personnel to the scene. Second, you should call a lawyer. Doing so helps protect your rights to compensation.

An additional step that some victims forget is to contact their own insurance provider. This is a necessary step, even if you weren’t at fault for the crash. Virtually all auto insurance providers require notice of accidents shortly after they occur, often within a matter of a day or two. That’s because it’s not always clear who is at fault for crashes, and they want to begin preparing for the possibility of a compensation claim.

If you fail to meet that requirement, it can complicate the compensation process and may even jeopardize your claim. In addition, it may make you ineligible to pursue compensation from your own policy, especially if you purchased personal injury protection or uninsured/underinsured motorist coverage.

In addition, not all insurance claims are cut and dry. That’s because the fault may be split among multiple parties during crashes, and you could be ruled partially at fault for the accident. Protecting your rights means fulfilling all of your responsibilities, and that includes contacting your insurance provider.

However, it’s important to stick to the facts when talking to your insurance provider. Never admit fault, never exaggerate your injuries, and never stray from the topic at hand. Having an experienced Nashville auto accident lawyer on your side from day one can help you avoid common insurance pitfalls. Contact Ponce Law today for a free consultation.

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