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by Michael Ponce | January 4, 2012

Don’t Sign Insurance Documents After an Accident Without Consulting a Personal Injury Attorney

signing_paperIf you are involved in an accident in Nashville, the steps you take in the aftermath can significantly affect your final outcome, including what kind of recovery you are entitled to and whether or not you are eligible to file a personal injury claim against the negligent party. One of the first steps car accident victims take after sustaining an injury is to contact their insurance company to file an injury claim. Most consumers believe that insurance claims adjusters are on their side, there to help them during their time of need, especially after being injured in a car accident. Unfortunately, most claims adjusters are actually trained to help the insurance company make money by paying out the least possible amount on claims. In some cases, insurance companies may even encourage their employees to reject personal injury claims or drag them out over a long period of time in hopes that the injured victim will simply give up. Keeping this in mind, if you are contacted by yours or the liable party’s insurance company following a Tennessee accident, do not sign any documents without first consulting an experienced Nashville personal injury attorney.

What is an Insurance Claim Release?

An auto insurance claim release is a document stating that the respective party agrees to not hold or to drop all pending claims against an insurance company. In other words, your signature on this release indicates that you have agreed to the terms of the release, which may include barring you from obtaining further compensation. In many cases, an insurance company requests a party to sign such a lease after they have agreed to a settlement, although some may request your signature immediately after the accident occurs. In this situation, you would then be prevented from filing any claim or requesting any assistance if you were sued over the accident from the insurance company. Another type of document that you may receive from an insurance company after an accident is a release which would allow the insurance claims adjuster to obtain your medical records. If this is the case, you should seek legal guidance from a qualified Nashville personal injury attorney immediately. Although it is normal for an insurance company to request your medical records after an accident, since the records will have a significant bearing on your case, the last thing you want is for the insurance company to have a blanket release for all of your medical records. By contacting the personal injury lawyers at Ponce Law, you can protect your privacy and ensure that the insurance adjuster gets the information he needs pertaining only to your injury claim.

How a Nashville Personal Injury Attorney Can Help You

For Tennessee accident victims without a background in personal injury law in TN, navigating the legal process of filing an injury claim and pursuing financial compensation can be extremely difficult. In addition to your injuries and other complications associated with the accident, receiving documents from insurance companies requesting your signature can be overwhelming. Fortunately, the Nashville personal injury attorneys at Ponce Law are experienced in protecting the rights of accident victims and helping them collect fair and timely reimbursement for their injuries and medical expenses. Don’t let your insurance company take advantage of you when you need them the most. Contact a skilled Tennessee personal injury lawyer today and ensure that you take all the right steps after your accident to improve your chances of a favorable outcome.

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