Like all other states, drivers in Tennessee are required to carry liability coverage to legally use public roads. Tennessee’s minimum coverage operates on a 25/50/15 rule of:
$25,000 bodily injury per person
$50,000 bodily injury per accident
$15,000 property damage per accident
People with coverage that meets those requirements technically don’t need any additional coverage. However, that little coverage can leave them vulnerable to paying out of pocket for accident costs. That’s why many drivers opt to purchase additional coverage, such as:
Collision coverage—This coverage pays to repair your vehicle after a crash that damages it.
Comprehensive coverage—This coverage protects you from theft, weather damage, and even collisions with animals.
Roadside assistance coverage—This coverage means you get access to help for routine emergencies, such as a dead battery, a flat tire, or a vehicle that needs to be towed.
Medical Payments coverage—This coverage covers medical costs for you and your passengers up to a certain amount regardless of who was at fault.
Uninsured motorist coverage—If a driver without insurance causes your crash, you can pursue a claim against him directly, but you’re unlikely to get paid. This insurance provides compensation when this happens.
Although we battle insurance companies daily, we recognize that it’s better to have coverage that you need to fight to receive than to not have the coverage at all. Therefore, buy as much coverage as you can afford.
As a Non-Tennessee resident, I selected Ponce Law after reading the reviews. You guys were spot on. This firm has some of the nicest, knowledgeable and easiest lawyers and staff to work with. I was amazed and very pleased with their diligence and work ethic! Even if I was worried about something and called for advice, they were quick to respond and answered my questions. I will highly recommend this firm.
Terrence Harris 5 months ago
Ponce Law Firm, has been the best experience for both of my children. Attorney helped me through all the process in a very timely profesional way. The Staff has been by far the best! I highly recommend this law firm.
Ailed Martinez 4 months ago
I called ponce law after my motorcycle crash. I worked with Brian and Cheyenne and they were phenomenal to work with, very responsive, and always kept me updated with the status of my case. Thank you Cheyenne and Brian highly recommend the Ponce team!
ezekiel Johnson 5 months ago
Always very professional. When we first called we had no idea if we even had a case, they told us we did. And even though the resolution took a little bit longer than expected, the wait was worth it. They get results and I really appreciated that they consistently gave me updates on the status of my case without me even asking. Thank you Ponce Law!
Karla Drumm 2 months ago
Everyone at Ponce law is extremely helpful. Cheyenne went above and beyond to help us. We got an amazing outcome with our settlement and the whole process was easier than we had ever expected. We got everything we asked for and more.
Ashley Brossman a week ago
I had a really good experience with Ponce Law. I couldn't be more satisfied with my case. My settlement was satisfactory as well. I had a really complicated situation either my property damage and Ponce Law helped me work through all of it. Thanks so much!!
Soraksa Touch 2 months ago
HEAR IT STRAIGHT FROM OUR CLIENTS
I was driving down I-40 when I got hit by another car. I called Michael Ponce because I wanted an attorney right here in Nashville. As soon as I called, I knew I made the right decision, and Ponce Law got me the money I needed to get back on my feet. I highly recommend Ponce Law!
After my car accident, I wasn’t sure if I needed an attorney. I called Ponce Law for a free consultation. I’m so glad I made the call. I wanted a local attorney, and from the first call, to when my case was settled, I felt heard, valued, and taken care of.
I was on I-40 coming into Nashville and a car ran into the back of me. The accident was serious, and I needed surgery. I did ask an attorney friend of mine whom I should call, and he said call Ponce Law. The folks at Ponce Law were outstanding and got us a large settlement.