Whenever you rent a car, you’re required to sign documents that protect the rental car company from liability in the event of a crash. That doesn’t mean you have no option to get compensation after a car accident involving a rental car, but it does make the process more complicated. That’s because there are multiple potential sources of insurance coverage after a crash involving a rental car, and more than one type of coverage may apply for the same crash.
The main sources of potential compensation in a rental car accident include:
- Your personal auto insurance
- The other party’s auto insurance
- Insurance provided by the renter’s credit card company
- Insurance purchased from the rental company
The fact that there are so many layers of coverage and liability when it comes to rental cars makes accidents involving these types of vehicles exceedingly complex. For example, one type of coverage may provide compensation for property damage, but not for injuries, requiring victims to deal with multiple insurance companies to get the money they need. Ultimately, that often leads to innocent victims getting the runaround and even giving up before being paid any compensation for their medical bills, lost wages, and pain and suffering.
If you’re ever involved in a crash involving a rental car, whether you were driving one, riding in one as a passenger, or struck by someone else driving a rental car, it’s important to have an experienced Nashville auto accident attorney on your side.
At Ponce Law, we know the laws, contracts, and insurance policies concerning rental cars, and we know how to build effective claims to get victims fair settlements after they’re hurt in crashes involving rental vehicles. Contact us today for a free consultation to find out how we can assist you.