How Are SSD Benefits Calculated?

If you were hurt or injured on the job, being unable to return to work can put enormous stress on you and your family—especially if you were the primary income earner for your household. Thankfully, American workers are eligible to receive a percentage of their incomes when they can’t go back to work through Social Security Disability (SSD) benefits.

SSD benefits are paid out to eligible employees after they’ve worked for a certain amount of time and paid enough money into the system, which is controlled by the Social Security Administration (SSA). When workers who are injured or ill file for SSD benefits, the SSA can either approve or deny their claims, and those who are approved may receive a percentage of their incomes to assist with their living expenses.

How much do recipients earn? The amount can vary depending on multiple factors, including:

  • Your earnings history – The SSA calculates the amount it pays to SSD recipients via a formula called average indexed monthly earnings. This formula is calculated by factoring in the amount of money you’ve earned over a period of several years. The maximum monthly benefit for SSD recipients is $2,788.
  • Your secondary replacement income – If you also receive workers’ compensation benefits or temporary state disability benefits, your SSD benefits will be reduced proportionately. However, disability benefits from private insurance policies don’t affect SSD payments.

Got additional questions or concerns about SSD benefits, including the application and appeals process? Call our Nashville Social Security Disability Lawyers today for a free consultation.

RELATED ARTICLES

Bridging the Gap for Nashville’s Disabled
Social Security Disability (SSD) benefits exist to help disabled Americans make ends meet when they cannot work. Contrary to what some might think, they’re not a handout, nor will they...
Denied Benefits? Make a New Plan. Call a Lawyer.
Making plans is part of life. When those plans don’t go as we had imagined, we naturally adapt and make new plans. A disabling injury throws pretty much all of...
3 Reasons Your SSD Benefits Claim Was Denied
The Social Security Administration (SSA) is supposed to pay workers back when they retire or are prevented from working because of an injury. After all, the SSA takes money out of every...
OUR REVIEWS
I recently called Ponce Law to ask if they could handle a case I have. When speaking to the receptionist she was very polite, I can say it has been the best customer service I have ever received, unfortunately my case wasn’t a case they handle but that didn’t stop them from helping me they gave me a few numbers wher...
- Francisco Chavez
Working with Ponce Law was a complete game-changer for me. After a distressing encounter with another law firm, I was recommended to reach out to Ponce Law by a friend. From the moment I connected with Lilly, I knew I was in good hands. Throughout a difficult period marked by the loss of my stepmother, Lilly and th...
- Sara Nall
My wife was in a car accident. A young driver hit her from behind and knocked her into the car in front of her. The situation got tricky right away. Neither of us knew how to navigate this kind of situation. That is where Cheyenne with Ponce Law came into the picture. Cheyenne put us at ease and handled everything a...
- Lindsey Martone
FREE CASE REVIEW