Car Accident

How to Handle Medical Bills While Waiting for a Car Accident Settlement

by Staff Blogger | November 11th, 2019

Our Nashville auto accident lawyers have one primary goal in mind when we fight for our clients—getting them maximum compensation for their medical bills, lost wages, and other accident-related expenses. And even though we do everything in our power to help clients get their checks as quickly as possible, the process can often still take months to finalize. That leaves victims with a gap between the time they were injured and the time they get paid.

This can be a difficult time period for injured victims and their loved ones. While they often have peace of mind knowing that their claims are in good hands, they may also need money right away—especially if they’re too hurt to go back to work.

Three ways to handle big medical bills while you’re waiting for your compensation to arrive include:

  1. Submit your medical bills to your health insurance provider—If you have health insurance, some of your medical bills may be covered through that policy.
  2. Subrogation—Because health insurance plans don’t always cover all accident-related expenses, the costs may still be too much for your family to bear. However, your health insurer may pay for more or all of your medical costs upfront in exchange for being reimbursed when you get your settlement in a process called subrogation.
  3. Payment plans—Hospitals, EMS services, and other healthcare providers are often willing to work with victims on their bills. Setting up a payment plan can make your bills manageable while you wait to get your compensation check.

After an accident, you need an experienced law firm on your side that knows how to get you the money you deserve. Contact Ponce Law today for a free consultation.

3 Things to Keep in Your Vehicle in Case of an Accident

by Staff Blogger | November 4th, 2019

At Ponce Law, it’s our goal to take some of the stress of car accidents off the victims’ shoulders. But we also know that many victims don’t contact us until hours, days, or even weeks after their crashes. The immediate aftermath of a crash can be a critical time period for victims and their loved ones, and being prepared for the possibility of a crash—and knowing what steps to take after one occurs—can dramatically impact recovery and your chances of receiving compensation.

To better prepare yourself and your family for a crash, be sure to keep these three items in your vehicle and the vehicles of your loved ones:

  1. First aid kit—First responders are highly trained and well equipped to handle medical emergencies, but they may not be able to respond to accidents right away due to traffic or distance. Having a first aid kit can help you manage injuries until professional help arrives.
  2. Important vehicle-related documents—One of the first things you should do after a crash is exchange insurance information with the other driver. Having your insurance card on hand makes that process easier. In addition, you should always carry your vehicle registration and a notepad to write down what happened before you forget or the details become fuzzy.
  3. Roadside emergency kit—Crashes can happen during all types of weather and at all times of day. A roadside emergency kit should contain items like jumper cables, a flashlight, traffic cones, flares, water, food, blankets, and even a change of clothes.

Staying safe at the accident scene is just the first step towards a successful recovery. The Nashville auto accident lawyers at Ponce Law want to help you the rest of the way. Contact us today for a free consultation.

5 Things to Do at the Accident Scene After a Crash

by Staff Blogger | October 28th, 2019

The aftermath of an auto accident can be a traumatic, confusing, and stressful time. It can be difficult to think straight or remain calm, especially if you or your loved one suffered injuries. However, if you’re able to do so, there are a few steps you can take at the crash scene that can help your injury claim, should you decide to pursue compensation later.

They include:

  1. Call 911. This should be mandatory regardless of the circumstances and outcome of the accident. Don’t wait to call 911 just because you think someone else may have already called. The sooner emergency responders arrive at your location, the better.
  2. Exchange information with the other driver. Get the other driver’s name, phone number, email address, and insurance details. Stick to the facts when talking to the other driver, and don’t speculate about who was at fault or admit fault.
  3. Get contact information from witnesses. If any bystanders witnessed the crash, get their contact information as well. Witnesses can provide important information about crashes, and they may be able to fill in the gaps when piecing together what happened.
  4. Take pictures of the accident scene. Use a camera or your phone to photograph or video the accident scene, including the position of the vehicles, the damage they incurred, skid marks on the road, and other important details.
  5. Cooperate with police. Never leave the accident scene until police arrive and speak with you. When talking to police, cooperate with them by answering their questions truthfully. Remain at the scene until you leave with paramedics or under your own power.

In addition, you should contact an experienced Nashville auto accident lawyer as soon as possible. Ponce Law is ready to take on your claim. Call today for a free consultation.

Don’t Accept the Insurance Company’s Offer After a Crash Without a Lawyer

by Staff Blogger | October 21st, 2019

Auto accident victims often have four main questions on their minds after crashes:

  1. How serious are my injuries?
  2. How long will it take for me to recover?
  3. When can I go back to work?
  4. How will I afford the crash-related expenses?

The answers to the first three questions are best left up to medical professionals. However, the answer to the last question comes down to whether you have a lawyer on your side after the crash.

In many cases, insurance companies simply ignore victims, play phone tag with them, or even outright deny their claims before they get started. In other cases, insurers will appear to be extremely helpful and sympathetic right off the bat, and they may even offer victims seemingly substantial settlements without prompting.

In either situation, it’s important to have a lawyer on your side. An experienced Nashville auto accident attorney can help you get the attention and respect of the insurance company if they’re not giving you the time of day. And a lawyer can also help you determine whether the insurance company’s settlement offer is fair for your expenses and what you’ve gone through.

Without a lawyer in your corner, you may accept the insurance company’s offer only to later find out that it’s not nearly enough to pay for your medical bills and lost wages. And once you’ve accepted, you may be unable to pursue additional compensation. Don’t make that mistake, and don’t lose out on the money you deserve. Call Ponce Law today for a free consultation.

Tennessee’s Statute of Limitations for Auto Accident Claims Is Just One Year

by Staff Blogger | October 14th, 2019

After a crash, you probably have a lot on your mind. You and your loved ones may need medical care for serious injuries, which can include everything from prolonged stays in the hospital and even surgery to weeks or months of rehabilitation. In addition, you may be worried about when you’ll recover enough to go back to work and once again start earning the paychecks you and your family depend on.

Lost in the midst of those concerns may be filing a compensation claim for your accident-related expenses. For many people, the full brunt of the costs associated with car crashes isn’t felt for many months. That can result in a delay when it comes to pursuing a settlement from the insurance company. However, waiting too long to file a claim can mean losing your chance to file one at all. When the statute of limitations for injury claims expires, you can no longer pursue compensation.

To further complicate matters, Tennessee’s statute of limitations is one year after the date of your accident. That means unless your claim has been filed with the insurance company by the one-year anniversary of the crash, you can’t get compensation. It’s important to remember that claims aren’t automatically submitted once you begin the process or even when you hire a lawyer, as preliminary steps must be taken. That’s why it’s vital to contact a lawyer right away.

At Ponce Law, our Nashville car accident attorneys want to help you get the money you deserve. However, we also need time to collect evidence and prepare your claim to the best of our ability—and that’s why calling us in the hours or days after the crash is important. Don’t wait to get the help you need—contact us now for a free consultation.

Protect Your Kids by Using the Right Safety Seats

by Staff Blogger | October 9th, 2019

Children are among the most vulnerable occupants of any type of vehicles during accidents. To help make children safer during crashes, it’s vital to securely buckle them into car seats. However, car seats are only truly effective if they’re the right size and fit for the children using them. When car seats are too big or too small, the protection they offer may be inadequate, and that can put children at risk.

There are three main types of car seats for children of different ages. They include:

  • Rear-facing car seat—This type of car seat is used for infants and babies until they weigh around 40 pounds. It provides the most protection for very young children during crashes.
  • Forward-facing car seat—This type of car seat should be used for older children, including toddlers.
  • Booster seat—Booster seats are designed to make seat belts work more effectively for bigger children. Remember to always place your booster seat in the back seat of your vehicle.

Children can switch to riding unassisted with only the use of a seat belt between the ages of 8 and 12 years old. However, they should still continue to ride in the back seat until they’re around 12 or 13 years old, as airbags can be dangerous to them during crashes.

Even the most cautionary parents and drivers can still be involved in accidents—and that’s where we come in. If you or your child were hurt in a crash caused by a negligent driver, the Nashville auto accident lawyers at Ponce Law want to help. Contact us today for a free consultation.

Do You Know the Risks of Drowsy Driving?

by Staff Blogger | October 7th, 2019

Getting behind the wheel of any vehicle when you’re under the influence of alcohol or drugs is well known to be dangerous and to significantly increase your risk of being involved in a crash. But the same is also true for getting behind the wheel when you’re exhausted or drowsy, whether from sleep deprivation or certain medications.

The Centers for Disease Control and Prevention says that more than one-third of American adults don’t get enough sleep on a regular basis, and many of those people get fewer than six hours of sleep per night. Chronic sleep deprivation produces symptoms that are similar to driving while intoxicated, including reduced reaction times, poor judgment, and impaired fine motor skills. It also increases the risk of falling asleep behind the wheel.

Even well-rested adults face dangers in the form of certain types of prescription and over-the-counter medications when they cause drowsiness as a side effect. There are many types of medications that produce that side effect, including antidepressants, pain medications, allergy treatments, cold treatments, sleep aids, and even some herbal supplements.

It’s important to avoid driving when taking medications or supplements that cause drowsiness. In addition, you should pull over if you feel drowsy or sleepy behind the wheel. Falling asleep even for a few seconds at a time—known as microsleep—is enough to cause you to lose control of your vehicle.

At Ponce Law, it’s our goal to help people who have been hurt in crashes that weren’t their fault. If you were injured in a crash, contact our Nashville auto accident lawyers today. We’ll fight to help you get maximum compensation.

Do You Know the 3 Most Dangerous Driving Behaviors?

by Staff Blogger | September 30th, 2019

There’s no getting around it: driving is an inherently dangerous task. Even in the most well-equipped modern vehicles that are loaded with lane departure warning systems, blind spot detectors, crash avoidance technology, and other safety features, drivers and passengers can be put in extreme danger—especially when other drivers on the road are negligent.

Unfortunately, drivers can’t control the behavior of other motorists. But they can reduce their risks by being as safe and attentive as possible when they get behind the wheel. That means always avoiding the most common causes of crashes, which include:

  1. Impaired driving—There are many types of impaired driving. Drunk driving is among the most common, and drivers are considered legally intoxicated when their BAC surpasses 0.08 percent. Other types of impaired driving include drugged driving and even drowsy driving.
  2. Distracted driving—Recognized by many law enforcement and safety organizations as an epidemic, distracted driving is commonly associated with texting and cell phone usage. However, it can involve other types of distractions, and it can put drivers and others at serious risk of accidents.
  3. Speeding—Exceeding the speed limit is dangerous because it increases stopping distance, reduces the amount of time that drivers have to react to the movements of other vehicles, makes it easier to lose control while driving, and increases the risk of injury during crashes.

If you were involved in a crash and the other driver was violating any of these safe driving principles, you may be eligible for compensation. Call the Nashville auto accident lawyers at Ponce Law today for a free consultation.

The Sooner You Call a Lawyer after a Crash, the Sooner You May Get Paid

by Staff Blogger | September 23rd, 2019

There are many reasons to call a lawyer as soon as possible after an accident. Evidence can quickly disappear, making it more difficult to prove you weren’t at fault. In addition, the statute of limitations can expire, nullifying your chance of getting compensation.

Another important aspect to consider is when you’ll get paid. Simply put, the longer you wait to call a lawyer, the longer it will take for you to get the check you and your family need. Your auto accident-related expenses don’t pause after a crash just because you don’t have the money on hand to pay for them. You’ll still be on the hook for medical bills, lost wages, and other expenses, and you may be unable to afford them until you get compensation.

When you call the Nashville car accident attorneys at Ponce Law, we’ll go to work right away on getting you paid. We know that you need money right now, but we also know that you want maximum compensation. Our years of experience mean we can efficiently build a claim for you that’s designed to improve your chances of getting every penny you deserve. Best of all, you won’t owe us anything unless we get money for you and your loved ones.

You have nothing to lose and everything to gain when you call our law firm. Trust our experience and our dedication to success. Contact us today for a free consultation.

Why Do You Need to Contact Your Own Insurance Company After a Crash?

by Staff Blogger | September 16th, 2019

After an auto accident, there are a few steps you should take to protect your health and your rights. First, you should call 911. Doing so sends police officers and emergency medical personnel to the scene. Second, you should call a lawyer. Doing so helps protect your rights to compensation.

An additional step that some victims forget is to contact their own insurance provider. This is a necessary step, even if you weren’t at fault for the crash. Virtually all auto insurance providers require notice of accidents shortly after they occur, often within a matter of a day or two. That’s because it’s not always clear who is at fault for crashes, and they want to begin preparing for the possibility of a compensation claim.

If you fail to meet that requirement, it can complicate the compensation process and may even jeopardize your claim. In addition, it may make you ineligible to pursue compensation from your own policy, especially if you purchased personal injury protection or uninsured/underinsured motorist coverage.

In addition, not all insurance claims are cut and dry. That’s because the fault may be split among multiple parties during crashes, and you could be ruled partially at fault for the accident. Protecting your rights means fulfilling all of your responsibilities, and that includes contacting your insurance provider.

However, it’s important to stick to the facts when talking to your insurance provider. Never admit fault, never exaggerate your injuries, and never stray from the topic at hand. Having an experienced Nashville auto accident lawyer on your side from day one can help you avoid common insurance pitfalls. Contact Ponce Law today for a free consultation.