September 11th, 2015|
If an illness leaves you unable to work for longer than a year, you may qualify for Social Security Disability benefits. However, the law currently states that there is a five-month waiting period that must pass after an approval before benefits can be paid. So what happens if a disabled person is terminally ill and not expected to live beyond the five-month waiting period?
Under the current laws, there is still the same waiting period, regardless of the severity of an illness. The Social Security Disability lawyers at Ponce Law explain this may soon change though.
Several lawmakers have proposed a bill that would allow terminally ill Social Security Disability recipients to begin receiving payments immediately. According to cleveland.com, the proposed changes would allow those deemed to live six months or less by two independent certified physicians to immediately receive their Social Security Disability payments. They would only receive 50 percent of their total benefits the first month, followed by 75 percent of the total the second month. Then, beginning in the third month, the recipient would receive their full amount of benefits.
If a terminally ill recipient were to live longer than a year, their benefits in the second year would be reduced to what they received within the first five months of receiving payments. Those who live longer than the second year they get benefits would end up receiving 95 percent of their total payments.
Terminally ill patients should focus on living life to the fullest without having to worry about their finances. The legal staff at Ponce Law is hopeful lawmakers will approve the proposed changes to the laws regulating Social Security Disability benefits.
December 15th, 2014|
If you’ve been approved for Social Security Disability (SSD) benefits, you may think that your financial troubles are behind you. However, a majority of Social Security Disability recipients continue to struggle financially after being approved for benefits.
The Social Security Administration’s archaic laws regarding how much in income and assets a Social Security Disability recipient can acquire. Currently, a disability recipient can have no more than $2,000 at any given time. They must also adhere to strict limits on the amount of income they can earn per month. These laws prevent the disabled from paying off medical bills, buying transportation, and saving for an education or housing.
Federal officials are working to address these issues by proposing a bill that would revamp these laws to meet today’s income standards. The newly proposed law would allow disabled Americans to establish a tax-free savings account with a $100,000 limit. Deposits of up to $14,000 could then be made to the accounts at no penalty to the account holder, thus allowing the disabled to begin saving for the future. The Huffington Post reports a vote to approve the new law is expected to come soon.
At Ponce Law, we understand the struggles disabled Americans face on a daily basis. That’s why our Nashville personal injury attorneys are hopeful this new law is approved and those who are having a hard time getting back on their feet can do so swiftly.
November 14th, 2014|
While we do our best to prepare for the unexpected, accidents and illness can strike at anytime. That’s why it’s important to be aware of what options are available to offer you assistance in the event you become disabled due to a mishap or disease.
Social Security Disability Benefits
These payments are made available to Americans who are suffering from a long-term or terminal condition. The Social Security Disability attorneys with Ponce Law explain that there are complex regulations that can make it slow and difficult to be approved for the program. Luckily, the Social Security Administration has another type of resource that may be easier for a disabled citizen to receive.
Supplemental Security Income
The Social Security Administration (SSA) allows anyone who is 65 years of age or younger, blind, or disabled to qualify for Supplemental Security Income. Recipients must also have limited resources and income.
The processes to receive either of these benefits can be arduous and may require you to seek legal assistance with your claim. In fact, SSA reports show an estimated 60 percent of initial Social Security Disability claims are denied.
At Ponce Law, we’re here to help if you’re disabled and in need of assistance. We can answer any questions you may have regarding your case and can assist you with the paperwork that’s necessary for filing. To speak with a member of our legal team, give us a call at 615-244-4325.
October 7th, 2013|
October 7, 2013
When a person is unable to work due to a physical or mental disability, his or her ability to earn income may be limited. The Nashville Social Security Disability Lawyers with Ponce Law explain that assistance may be available to these individuals through Social Security disability benefits.
Social Security Disability is a program managed through the Social Security Administration that issues billions of dollars in aid to citizens unable to work due to medical conditions. These benefits are offered to those who have worked long enough to pay into the Social Security system.
If a claimant meets the work requirements for receiving benefits, it must be proved that his or her medical condition inhibits gainful employment. This can be achieved with medical records and testimony from treating physicians.
Once these steps are completed, the claim is processed and receives approval or gets denied. Data indicates that nearly 70 percent of all initial Social Security Disability claims are denied.
If a claim is denied, the claimant can appeal the decision and the case will eventually be heard in a court of law.
Michael D. Ponce & Associates team of Nashville Personal Injury Lawyers urge anyone considering applying for Social Security Disability benefits to discuss their claim with an attorney to ensure their rights to receive benefits are protected.