Does Your Insurance Policy Cover the Zombie Apocalypse?

MDP_Headshots_MichaelPonce

Insurance is an important thing to have. It can protect you and your home in the event of a personal injury. However, many people wonder what’s covered under home and life insurance policies. Would damages incurred during the rise of the zombified dead be covered? As Halloween approaches later this week, one company is Clarksville, Tennessee, says the answer is an astounding yes.

According to an article from WKRN 2 News, the company has received numerous calls about zombie insurance after posting a billboard outside their office. They say that zombies aren’t excluded from policies, which means coverage is included. So, what zombie damages would be covered? They say property damages would definitely be included, but life insurance coverage could be tricky for the reanimated.

The idea of insurance coverage for the zombie apocalypse may seem like a joke, but it does highlight one very important thing to remember about your insurance policies—grey areas in coverage that can leave room for disputes.

If you find yourself in a dispute over an injury claim, it may be wise to speak with an attorney about your legal rights. At Ponce Law, we have a team of Nashville personal injury lawyers dedicated to helping accident victims in Middle Tennessee ,and we are here to answer any questions you may have. Fee free to call us anytime—day or night—at 615-285-6599.

RELATED ARTICLES

Why Responsible Lawsuit Funding Matters for Injured Tennesseans
Why Responsible Lawsuit Funding Matters for Injured Tennesseans
On August 19, 2026, The New York Times published “How Wall Street Profits When Personal Injury Lawsuits Pay Out.” The investigation describes a national market in which companies provide cash...
The Hidden Economics of Tort Law: Why Lawsuits Make Us Safer
The Hidden Economics of Tort Law: Why Lawsuits Make Us Safer
For decades, Tennessee has passed laws making it harder for injured people to sue — capping payouts, shortening deadlines, adding new hurdles. The pitch was always economic: less liability means...
Wall Street Journal Investigation Reveals Shocking Insurance Denials of Claims
Wall Street Journal Investigation Reveals Shocking Insurance Denials of Claims
When Insurance Companies Don’t Pay, Having an Attorney Matters Most people buy auto insurance believing it will be there when they need it. But according to a recent Wall Street...
OUR REVIEWS
I’d highly recommend Ponce Law for personal injury claims! Our paralegal, Barbi, was always very responsive to my calls, knowledgeable to provide answers to my questions and made me feel like she really cared about us as individuals, which I truly appreciated!! I hope we never need personal injury representation ag...
- Michelle Uhles
I was in a bad wreck and tried to handle everything on my own at first, but the insurance company kept giving me the runaround. I realized I needed legal help and finally decided to call Ponce Law, and I’m so thankful I did. David and Kayla fought incredibly hard for me and were able to secure a settlement that allo...
- LO DWN
Estuve en un accidente de carro hace dos años, un borracho nos pego cuando íbamos saliendo del trabajo mandándonos a mi compañero de trabajo y a mi al hospital. Este accidente fue muy complicado dado a que también implicaba un caso criminal …
- Santos Ismael Castro García
FREE CASE REVIEW