Losing your ability to work at any point during your career due to an illness or injury can be devastating for you and your loved ones.
You count on your paychecks to pay bills and keep your family fed, clothed, and sheltered, and when you lose those paychecks, everything you’ve worked hard to build may feel like it’s in jeopardy.
The Social Security Administration (SSA) allows people with illnesses or injuries that prevent them from working to pursue Social Security Disability (SSD) benefits that serve as a replacement for their lost income. Another form of income replacement is disability insurance, which also kicks in when people can’t work due to limitations.
Although both types of benefits are similar on the surface, they have two distinct differences:
SSD benefits are paid via your paycheck deductions, while disability insurance is purchased. All workers in the U.S. pay into the SSA via their paychecks, and when they get hurt or retire, they’re eligible to receive some of that money. Disability insurance, however, is voluntary and purchased privately, and it only kicks in if the recipient becomes unable to work.
SSD benefits can last until retirement age, but disability insurance varies. People who receive SSD benefits must undergo frequent eligibility reviews, but they may continue receiving benefits until they reach retirement age if they’re still unable to work. Disability insurance may be paid out on a short-term or long-term basis depending on the type of insurance that the policyholder purchased.
The SSA and its requirements for receiving SSD benefits are complicated, and it’s helpful to have an experienced legal team on your side when you’re pursuing the money you need when you’re unable to work.
As a Non-Tennessee resident, I selected Ponce Law after reading the reviews. You guys were spot on. This firm has some of the nicest, knowledgeable and easiest lawyers and staff to work with. I was amazed and very pleased with their diligence and work ethic! Even if I was worried about something and called for advice, they were quick to respond and answered my questions. I will highly recommend this firm.
Terrence Harris 5 months ago
Ponce Law Firm, has been the best experience for both of my children. Attorney helped me through all the process in a very timely profesional way. The Staff has been by far the best! I highly recommend this law firm.
Ailed Martinez 4 months ago
I called ponce law after my motorcycle crash. I worked with Brian and Cheyenne and they were phenomenal to work with, very responsive, and always kept me updated with the status of my case. Thank you Cheyenne and Brian highly recommend the Ponce team!
ezekiel Johnson 5 months ago
Always very professional. When we first called we had no idea if we even had a case, they told us we did. And even though the resolution took a little bit longer than expected, the wait was worth it. They get results and I really appreciated that they consistently gave me updates on the status of my case without me even asking. Thank you Ponce Law!
Karla Drumm 2 months ago
Everyone at Ponce law is extremely helpful. Cheyenne went above and beyond to help us. We got an amazing outcome with our settlement and the whole process was easier than we had ever expected. We got everything we asked for and more.
Ashley Brossman a week ago
I had a really good experience with Ponce Law. I couldn't be more satisfied with my case. My settlement was satisfactory as well. I had a really complicated situation either my property damage and Ponce Law helped me work through all of it. Thanks so much!!
Soraksa Touch 2 months ago
HEAR IT STRAIGHT FROM OUR CLIENTS
I was driving down I-40 when I got hit by another car. I called Michael Ponce because I wanted an attorney right here in Nashville. As soon as I called, I knew I made the right decision, and Ponce Law got me the money I needed to get back on my feet. I highly recommend Ponce Law!
After my car accident, I wasn’t sure if I needed an attorney. I called Ponce Law for a free consultation. I’m so glad I made the call. I wanted a local attorney, and from the first call, to when my case was settled, I felt heard, valued, and taken care of.
I was on I-40 coming into Nashville and a car ran into the back of me. The accident was serious, and I needed surgery. I did ask an attorney friend of mine whom I should call, and he said call Ponce Law. The folks at Ponce Law were outstanding and got us a large settlement.