What Do Tennessee Workers’ Compensation Benefits Cover?

by

Michael D. Ponce

Last Updated August 24, 2015 In Workers Compensation

When a Tennessee worker is injured while working, he or she is typically eligible for worker’s compensation benefits. But what types of expenses are covered?

The Nashville workers’ compensation lawyers at Ponce Law explain that in The Volunteer State, an injured worker should receive coverage for at least two types of damages.

Medical Benefits

Workers covered under Tennessee workers’ compensation should have all medical expenses covered under their employer’s insurance. According to the Tennessee Department of Labor & Workforce Development, these benefits must be ordered by an authorized treating physician and can include the costs of surgery, medicines, medical supplies, nursing or psychological services, hospitalization, and even dental work.

Lost Wages

Those who have suffered on-the-job injuries are also often qualified to receive wage replacement benefits. There are three types of benefits an injured worker can receive:

• Temporary disability benefits
• Permanent disability benefits
• Death Benefits

Determining Your Best Options

Many factors come into play when determining the amount of benefits an injured worker should receive. At Ponce Law, we suggest speaking with a qualified attorney to help make sure you’re getting the benefits you deserve if you’re considering applying for workers’ compensation or have a claim that was denied in the past.