When people are injured in car accidents that weren’t their fault, their first step towards getting compensation is usually to consider suing the at-fault drivers. However, they may neglect to pursue compensation from their own auto insurance providers. Many people have policies that can pay them compensation in place of or in addition to a settlement from at-fault drivers.
These policies include:
- Uninsured/underinsured driver coverage—This type of coverage isn’t required in Tennessee, but it can be a financial lifesaver if you’re hurt in a crash that was caused by someone who either doesn’t have auto insurance or doesn’t have enough coverage to pay for your damages.
- Medical Payments coverage—Also known as Med Pay coverage, this coverage pays for some or all of your medical bills (depending on your policy amount) with few questions asked. It can even pay for your medical bills if the majority of the fault for the crash is on you.
- Collision coverage—This coverage can help pay for your vehicle’s repairs or replacement after a crash, which can come in handy if the other driver is uninsured or underinsured, or if your claim against him or her takes a while and you have no other transportation.
At Ponce Law, it’s our goal to help injured drivers get maximum compensation, and that includes exploring all of their options such as their own insurance policies. However, all insurance companies, including your own, tend to drag their feet or even refuse to pay fair settlements.
If you need help getting money after a crash, contact our Nashville car accident lawyers anytime for a free consultation.
